Featured in the Financial Review: How to avoid the high-income earner wealth trap

Our Managing Director Mark O'Flynn weighed into this 7News article by Nina Hendy that explored the risks and key factors that you might need to weigh up when considering a downsize as retirement approaches.

Navigating the road to retirement can be an enjoyable journey, full of anticipation and excitement as the destination draws near. It can also be filled with pitfalls and potholes for those travelling without a map. Here are some common mistakes to keep an eye out for along the way.

You never truly stop being a parent, even when your children are old enough to look after themselves. The urge to help your adult children is natural and, most often, comes from a place of genuine love. But good intentions can put your retirement savings at risk if you don’t have a plan. Here are a few smart strategies to protect your nest egg while also offering financial gifts and support to your adult children.

Our Principal Adviser Mark O’Flynn recently contributed to this article by Lucy Dean at the Australian Financial Review. The article highlights the significant role of long-term, considered investing and compounding on your overall wealth position.

Many people think financial planning is a one-and-done deal – get a plan, follow it, and you’re set. But the reality is, in fact, very different. Ongoing financial advice is not just beneficial, but indeed essential for long-term financial success, ensuring you can stay on track, adapt to changes, and make the right moves at the right time.

Meet our clients Claire and Joe – a married couple in their late 30s with 4 kids. In this case study, we walk through the strategies we implemented to improve their projected financial position for retirement by $2m+.

Compounding is a very powerful tool in wealth accumulation. By starting early, staying the course, and letting compounding work for you, you can build wealth and create a passive income stream to support your financial independence in the long term.

Superannuation is one of the most powerful tools that we have access to for wealth creation, however most people tend to neglect it due to the delayed benefits. Whilst superannuation may not feel like a current priority, decisions made today can have a massive and lasting impact on your long-term financial position.

The end of financial year is always a time when tweaks and optimisations can be made to improve your wealth position. But this year even more so, there are a number of opportunities available to give your wealth a boost as we lead into the EOFY.

Property investing can be lucrative as part of your overall wealth-building/financial strategy, but its benefits often align more with accumulators (those in the phase of life of trying to build up wealth while working), rather than those seeking immediate income for living expenses, such as in retirement. This article explains why.

Meet our clients Brett and Kylie – a couple of recently sold their small business to retire. In this case study, we walk through the strategies we have implemented to allow them to enjoy a significantly more comfortable retirement.

Meet our client Sandy - a single Professional in her late 30s. In this case study, we walk through Sandy's position when she first came to us, the strategies we have implemented for her, and the longer term upsides of Sandy's financial planning journey.

Embarking on the journey of managing your Self-Managed Superannuation Fund is a significant step. As you search for an SMSF adviser, we can help you navigate the complexities and make informed decisions about your superannuation future.

There are just over 16,000 Financial Advisers in Australia. Of this number, only a relatively small number - just over 100, or 1% of all advisers - are declared independent. But what does independent mean, and why does it matter?

When it comes to investing, conversations often revolve around market trends, is a recession around the corner, should I buy this particular stock, or opportunities. While these aspects hold significance, there's a hidden opportunity that often goes forgotten, despite its’ immeasurable importance: time.

The holiday season is often a time when people reflect and look at what more can be done in the coming year to achieve their lifestyle goals. Finances are often part of this reflection. If getting your finances in order so that they are in tip top shape before 2024 is a priority, read on for some tips to consider over the holidays.

When prices are rising rapidly, as they have in the past few years, it can be difficult to maintain our lifestyle, and the belt buckles are subsequently tightened. A tailored financial plan can be hugely helpful during periods of high inflation to ensure you strike the best balance between maintaining your current lifestyle and achieving your financial goals longer term.

In late February the government announced a proposal for an additional 15% tax on the earnings attributed to individual superannuation balances above $3m. This announcement was followed by further detail in early March and is proposed to start from 1 July 2025.

The economic and financial climate has certainly been uncertain in recent times. Here are 6 simple tips for investing that will help you navigate volatile times.

When it comes to financial planning, there are a number of common pitfalls that we often see doctors face. Many of these are easy to avoid, and avoiding them can make a real impact on your wealth accumulation - the trick is knowing what to look out for.

If you’ve got money invested in the share market, you may be feeling a little uncertain about the current market volatility. But should you be? Maybe not.

Superannuation is becoming more flexible from 1 July 2022, with a raft of beneficial changes coming, which will impact most Australians, and particularly those who are pre-retirement or already retired.

We love information and reading. Here are some of our favourite books that have shaped our thinking.

Trying to choose a financial adviser? Here are some questions you can ask to help you sort the good from the bad.