Leveraging financial advice pre-tax season

We love information and reading. Here are some of our favourite books that have shaped our thinking.

Superannuation is becoming more flexible from 1 July 2022, with a raft of beneficial changes coming, which will impact most Australians, and particularly those who are pre-retirement or already retired.

Superannuation is one of the most powerful tools that we have access to for wealth creation, however most people tend to neglect it due to the delayed benefits. Whilst superannuation may not feel like a current priority, decisions made today can have a massive and lasting impact on your long-term financial position.

The economic and financial climate has certainly been uncertain in recent times. Here are 6 simple tips for investing that will help you navigate volatile times.

When prices are rising rapidly, as they have in the past few years, it can be difficult to maintain our lifestyle, and the belt buckles are subsequently tightened. A tailored financial plan can be hugely helpful during periods of high inflation to ensure you strike the best balance between maintaining your current lifestyle and achieving your financial goals longer term.

In late February the government announced a proposal for an additional 15% tax on the earnings attributed to individual superannuation balances above $3m. This announcement was followed by further detail in early March and is proposed to start from 1 July 2025.

The end of financial year is always a time when tweaks and optimisations can be made to improve your wealth position. But this year even more so, there are a number of opportunities available to give your wealth a boost as we lead into the EOFY.

Meet our clients Brett and Kylie – a couple of recently sold their small business to retire. In this case study, we walk through the strategies we have implemented to allow them to enjoy a significantly more comfortable retirement.

Meet our client Sandy - a single Professional in her late 30s. In this case study, we walk through Sandy's position when she first came to us, the strategies we have implemented for her, and the longer term upsides of Sandy's financial planning journey.

Property investing can be lucrative as part of your overall wealth-building/financial strategy, but its benefits often align more with accumulators (those in the phase of life of trying to build up wealth while working), rather than those seeking immediate income for living expenses, such as in retirement. This article explains why.